Effective date: 21 August 2025

1. Introduction

Welcome to Insart Insurance. By accessing or using our websites, portals, or services, you agree to be bound by these Terms and Conditions. Please read them carefully. If you do not agree, you should not use our services.

2. Scope of Services

Insart Insurance specializes in tailored insurance solutions for IT service providers, product-based tech companies, and technology unicorns operating globally. The exact scope, features, pricing, and availability of our services may vary by region and line of business.

3. Eligibility

Our services are intended for business and professional use only. By using our services, you confirm that you are:

• At least 18 years of age (or the legal age of majority in your jurisdiction);
• Authorized to act on behalf of the company, organization, or client you represent;
• Compliant with all applicable laws and regulations in your jurisdiction.

4. Accounts and Security

Some services may require creating an account or portal login. You agree to:

• Provide accurate and complete information;
• Maintain the confidentiality of your credentials;
• Notify us immediately of unauthorized access or misuse;
• Accept responsibility for all activities under your account.

5. Insurance Policies and Contracts

The availability and binding of insurance products are subject to separate policy terms, underwriting guidelines, and applicable laws. Nothing in these Terms creates an obligation to provide insurance coverage unless explicitly confirmed by a written and executed policy document issued by Insart Insurance or our partners.

6. Acceptable Use

You agree not to use our sites or services to:

• Violate any laws, regulations, or third-party rights;
• Transmit malware, harmful code, or engage in disruptive activity;
• Misrepresent your identity, affiliation, or authority;
• Collect or misuse data contrary to applicable privacy regulations.

7. Intellectual Property

All content, trademarks, logos, and materials on our websites are owned by or licensed to Insart Insurance and protected by intellectual property laws. You may not copy, reproduce, modify, or distribute them without prior written consent.

8. Data Protection & Privacy

The collection and use of personal data are governed by our Privacy Policy. By using our services, you acknowledge and agree to such processing.

9. Limitation of Liability

To the maximum extent permitted by law, Insart Insurance shall not be liable for indirect, incidental, or consequential damages, including loss of profits, data, or business opportunities, arising from or related to your use of our websites or services.

10. Indemnification

You agree to defend, indemnify, and hold harmless Insart Insurance, its affiliates, officers, employees, and partners from any claims, liabilities, damages, costs, or expenses arising from your misuse of the services or violation of these Terms.

11. Third-Party Services

Our websites or services may include links or integrations with third-party providers. We are not responsible for their content, practices, or policies. Use of third-party services is at your own risk.

12. Termination

We may suspend or terminate your access to services at any time if you violate these Terms, engage in fraudulent or unlawful activity, or where required by law or regulatory obligations.

13. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of [Insert jurisdiction, e.g., England & Wales or Delaware, USA]. Any disputes shall be subject to the exclusive jurisdiction of the courts of that jurisdiction, unless otherwise required by applicable insurance regulations.

14. Changes to Terms

We may update these Terms and Conditions from time to time. The updated version will be posted on our website with the “Effective date.” Continued use of our services constitutes acceptance of the changes.

15. Contact Us

For questions regarding these Terms, please contact:

Insart Insurance
Legal & Compliance Department
Email: legal@insart.insurance
Address: [Insert registered address]

Disclaimer: This Terms and Conditions template is provided for informational purposes only and does not constitute legal advice. Requirements may differ depending on your jurisdiction and insurance regulations. Consult legal counsel to adapt these Terms to your specific operations.